Bridging Finance

Bridging Loans

Bridging loans are designed to help individuals secure finance against property in a speedy manner or when the property is not suitable for mainstream lending.

This could include buying a property at auction or a property that is in need of refurbishment, or currently uninhabitable.

  • Loans from £25,000 to £5m
  • Up to 75% loan to value
  • Available for commercial, residential properties and land with planning.
  • Completions available in 5 working days
  • 1st and 2nd charge lending
  • Loan to SPV’s, companies and individuals
  • Up to 18-month term
  • England and Wales only.


Case Study

Client needed to raise £600k on a second charge against one of her properties before the end of the tax year in order to mitigate a significant tax bill. Western Money managed to complete this with our legal team within the timescale required (4 days)

  • Property Value £2,100,000
  • First Charge £900,000
  • Second bridging loan £600,000 net
  • 6-month term
  • 75% LTV

Get in touch